Typically you will receive your mortgage renewal notice from your current lender 3 - 4 months in advance of the renewal date. (mybcmortgage.ca)
About 45 days before your mortgage matures, you'll receive an offer of renewal notice in the mail. (bridgewaterbank.ca)
Whenever a client contacts you or when the annual renewal notice is mailed to the client you have another great opportunity to follow up with asking for a referral. (nationalonlineinsuranceschool.com)