However, the amount sanctioned by the bank is dependent on the eligibility, age and repayment capacity of the individual. (Personalloan-bangalore.com)
The subprime category also includes borrowers with «reduced repayment capacity» as indicated by their credit scores or debt - to - income ratios. (homebuyinginstitute.com)
And lenders want to lend money to people that have demonstrated repayment capacity. (hoyes.com)