Class 2 insurance extends coverage to individuals who may not be resident relatives of the policyholder, but who may have permission to use or occupy the insured vehicle. (investopedia.com)
Don't forget, as well, that your coverage extends to your resident spouse and resident relatives in the apartment as well. (effectivecoverage.com)
It covers the insured named on the policy, as well as their resident spouse, as well as resident relatives. (effectivecoverage.com)