In most cases, incidents that lead to high risk classification remain on the driving record for three to five years, depending on the specifics of the situation. (carinsurancequote.net)
Even drivers who are just pulling for standard risk classification have to have fairly clean credit histories. (carinsurancequote.net)
For decades, we've based our insurance risk classification systems on simple factors such as age, sex, and geographic location. (canadianbusiness.com)