Soft inquiries don't factor in to your credit score calculation in any way. (creditsesame.com)
If an account is disputed by the consumer, that account is removed from the FICO scoring calculation. (thecreditguy.tv)
Fortunately, all credit scoring models treat secured cards just like unsecured cards when evaluating their payment history, amounts owed, length of credit history and other sets of scoring calculations. (speakingofcredit.com)