Always, unless you have some very specific coverage needs not addressed in a standard policy or need significant personal property limits. (effectivecoverage.com)
You must also have to evaluate your need for specific coverage types; namely, collision coverage, medical payments, uninsured and underinsured motorist coverage and personal injury protection. (insurancerate.com)
The health portfolio announcements have been generally welcomed, though there are concerns about gaps in the ministry, including the lack of specific coverage of disabilities and other areas. (croakey.org)