Tip: Keep your credit usage to less than 30 % of your total credit card limit to keep your credit score high. (mybanktracker.com)
Shifting credit card balances from an existing card to another will not change the credit utilization ratio, as it looks at the total amount of debt outstanding divided by your total credit card limits. (investopedia.com)
That's the percent of credit you have charged on your cards versus your total credit card limits. (ebony.com)