When you pay and how much is another important factor of total credit score. (ovationcredit.com)
The greater the diversity of your credit portfolio, which includes credit cards, loans, mortgages, etc., the better impact it will have on your total credit score. (valuepenguin.com)
Total debt owed makes up 30 % of your total credit score, so always taking as little as necessary to make it happen is going to benefit you in the long run. (wiseloan.com)