The older folks go to church more and tend to be more religious and hang on to the tired value system of their day. (religion.blogs.cnn.com)
This is an important and frequently ignored question that goes back to artists defining their own value system irrespective of external pressures. (sfaq.us)
However, most policies operate under an actual value system which means you actually won't get as much for your items as you may think. (rentersinsurance.net)