In addition, even when deemed worthy of borrowing, those with more optimal credit scores often receive lower interest rates. (effectify.com)
Homebuyers» budgets will stretch much further if they have an optimal credit score. (moneysense.ca)
Subprime lending refers to the practice of extending credit or loans to borrowers to who fail qualify for prime or market rates due to their less than optimal credit scores. (wikinvest.com)