It also certifies that the property is free of any easements, liens, or other encumbrances on ownership. (rocketlawyer.com)
The creation of a lien or other encumbrance subordinate to the lender's security instrument which does not relate to a transfer of rights of occupancy in the property; (creonline.com)
The most common problems were: inadequate investigation of title; failing to identify and deal with all the mortgages and other encumbrances affecting the property, failing to undertake appropriate searches and inquiries or failing to advise on the results; and failing to advise co-purchaser clients on co-ownership options. (newlawjournal.co.uk)