Only actual purchase transactions will count towards the $ 1,000 spending requirement — balance transfers, cash advances, interest, or other finance charges do not count towards it. (valuepenguin.com)
In addition to the interest rate, the APR factors in other finance charges such as, certain loan fees, and mortgage insurance premiums, if applicable, to show the total cost of financing over the scheduled life of the loan. (ahclending.com)
List each account balance, its APR (annual percentage rate, which includes interest and other finance charges expressed as an annual percentage of your balance owed), minimum payment due and due date. (debthelp.com)