I'm not going to be dogmatic on this subject because there really is not a black and white guideline to correspond with this to my knowledge and I have no issue with other loan officers chiming in on this to contradict me based on their experiences. (biggerpockets.com)
2007 - 2014 - Top 25 Mortgage Company in MN Multiple Reader Choice Awards Other Loan Officer of the Year Winners (mnhomesandloans.com)
Federal prosecutors accuse Ramsey of working with other loan officers between December 2002 and June 2003 to falsify employment histories, pay stubs, and verifications of rent so that her buyers could qualify for Federal Housing Administration loans. (realtormag.realtor.org)