The Small Business Administration's other major loan program is the 504 CDC (Certified Development Companies) Program. (inc.com)
You don't plan to apply for a mortgage, refinancing, student loan or other major loan within the next year or so (getrichslowly.org)
As long as they're not planning to apply for a mortgage, refinancing or other major loan over the next year or 18 months, they have excellent credit scores and no high interest debt, each of them could apply for a couple cards now, and a couple more cards each in 4 months or so. (travelsort.com)