The law is very clear about handling paper documents and other physical property when someone dies. (scientificamerican.com)
Property damage: Property damage liability covers damage by your car to other people's property, including their car and other physical property like a fence or house you may have hit. (nationwide.com)
If you hit someone else, then your liability insurance will pay for their medical bills, funeral expenses, and auto or other physical property damage that you caused. (insuranceproviders.com)