Is it just due to other policy holders investing, they would still need to pay out the cash eventually plus larger payouts if someone were to die. (money.stackexchange.com)
For drivers, homeowners, and other policy holders in Atlanta, insurance quotes are extremely useful tools for comparing your current policy rates to those offered by competing providers, and while Atlanta insurance costs are not the highest in the country, the prospect of lowering the price of individual policies has plenty of appeal to those in the ATL. (netquote.com)
An issue has been raised that these GICs would be subordinate to other policy holder claims in the event that Executive Life ever is placed in conservatorship, (i.e., an insurance equivalent of Chapter 11). (mjwhitman.pressbooks.com)