Then think about what employer benefits you already have, what other retirement funds you have set aside, and what gap that leaves for your family and loved ones. (insuranceproviders.com)
My savings are Bank FD 50L, EPF 25L, PPF 15L, Other retirement funds like leave encashment etc. 3L. (relakhs.com)
Once you have maxed out the employer match, you may want to consider other retirement fund options, such as a Roth IRA. (savingsaccounts.com)