That means that payday loans are often their only source of quick money when other sources of credit run out. (hoyes.com)
Without other sources of credit, customers turn over a post-dated check, and agree to sky - high annual interest rates, as well as fees that keep piling up if they need to extend or roll over the loan. (sapling.com)
Lenders may accept other sources of credit. (tiaadirect.com)