But, airlines can charge you cancellation fees or other surcharges for the inconvenience and expense for changing or canceling your flight. (mybanktracker.com)
Second, some airlines add fuel or other surcharges which must be paid in cash, in addition to taxes. (thecitymiler.com)
Contact your insurance company to find out how they view this and make sure that there would not be other surcharges associated with a comprehensive claim. (thebalance.com)