The software will instruct borrowers how to combat bad debt, remove erroneous reports, and increase overall credit score. (vahomeloancenters.org)
In a nutshell, by paying off debt and get utilization below 30 % could boost overall credit score. (thebankly.com)
The credit rating agencies generally agree that a credit utilization rate of around 30 % or lower can lead to a higher overall credit score. (badcredit.org)