This obviously presents a risk that the person lives longer than the premiums they are paying so a good look into family history and overall health of the individual need to be taken into account. (termlife360.com)
Studies have shown that prayer (like deep meditation and some other mental relaxation techniques) does cause the mind and body to enter into a relaxed state beneficial to the overall health of the individual. (religion.blogs.cnn.com)
Prioritising emotional well being Emotional well being is an important part of the overall health of an individual. (politics.co.uk)