If you wish to roll over your distribution, you may roll over all or part of the amount eligible for rollover. (franklintempleton.com)
They attempt to collect all, or large parts of the amount claimed by the original lender, often adding interest and fees that increase the final amount dramatically. (debt.org)
This is a type of offer where you ask the lender to accept part of the amount you owe and write off the rest. (nationaldebtline.org)