Some bank accounts also allow you to set up sub-accounts for particular expenses so you can plan for major expenses without extra fees. (yourfinancialrights.org)
I'm assuming from the way you lay this story out that this was not actually much of a pain for you, as it sounds like you budget for Cap Ex and Repairs as needed, so it just came out of a line item that you had already planned for - even if you did not know exactly what particular expense it was going to be. (biggerpockets.com)
This responsibility means that employees must either pay for particular expenses or the employer is allowed to deduct expenses from the employees» paychecks. (entrepreneur.com)