Well, in addition to the variations found within the proprietary models of the rating agencies, there are industry - specific credit scores that are used for particular loan types. (badcredit.org)
This is the reason several of them have come up with particular loans for people with bad credit history. (lizloans.com)
There is a trend these days that more licensed money lenders are starting to specialize on just one particular loan category, while there are still others who offer general loan programs. (financegab.com)