Thumbs up / down votes are submitted voluntarily by readers and are not meant to suggest the future performance or suitability of any account type, product or service for any particular reader and may not be representative of the experience of other readers. (schwab.com)
On top of it all, I got my first three - star review because «the Christian life and walk is really about certainty» and my conclusions weren't certain enough for this particular reader. (rachelheldevans.com)
What these particular readers are asking about is why we want to preserve the system now and / or why can't it be restricted just to those with financial need? (thelunchtray.com)