Similarly, if you were hurt in a slip - and - fall accident in a grocery store, you should file a third party insurance claim with the grocery store's insurance provider. (mccormickmurphy.com)
If you caused the accident that led to your injuries, you should file a first party insurance claim with your insurer. (mccormickmurphy.com)
If your injuries were caused by the negligence of another person or entity, you should file a third party insurance claim with their insurance company. (mccormickmurphy.com)