Also, you may want to need third party insurers in case your items are worth more than the shipping company can offer to insure. (allinsuranceinfo.org)
First party insurers are unlikely to have claims from drivers involved in accidents with pedestrians or cyclists. (mccagueborlack.com)
More often than not, however, you will need to go to a third - party insurer for extra protection, and it will come with a higher price tag. (pocketsense.com)