When possible, we'll also try to negotiate pay for deletions with creditors and collection agencies. (mycreditgroup.com)
To help avoid this, I've included a sample pay for deletion letter template to the right in MS Word Format that you can download and edit as needed. (treesfullofmoney.com)
The Collection Agency: Generally speaking, smaller independent collection agencies are more likely to accept pay for deletion offers. (treesfullofmoney.com)