You may rebuild your credit by making payments to all your creditors on time and keeping account balances low relative to the credit limit. (credit-land.com)
Debt settlement companies do not assume consumer debt, make monthly payments to creditors on behalf of customers or provide tax, bankruptcy, accounting or legal advice or credit repair services. (debtsfreelife.com)
Because of the nature of settlements, debt settlement companies generally do not send monthly payments to creditors on your behalf. (debtsettlement.com)