The worry is that we might be seeing the last four percent mortgage rates for a very long time to come. (themortgagereports.com)
It's important to note that all banks don't require a 20 percent mortgage loan down payment. (gobankingrates.com)
However, that percentage decreases to about 63 percent at a 5 percent mortgage rate; 55 percent at a 6 percent interest rate; and 35 percent at a 7 percent interest rate. (realtormag.realtor.org)