So, if we get rid of the 5 percent reserve requirement, then lenders can make more toxic loans. (fhaloanpros.com)
Such groups also have noted that the 4 percent reserve limit is legally binding and have demanded that any amounts over that should be used to curb taxes. (newsday.com)
But federal rules require the agency to maintain a 30 - year reserve fund for all the insurance it has in force plus maintain an additional 2 percent reserve on top of that. (nvbr.com)