"Permanent disablement" refers to a condition or injury that cannot be fully recovered from, resulting in a long-lasting or permanent inability to perform certain tasks or activities. Full definition
This plan offers various riders which include Reliance Major Surgical Benefit Rider, Reliance Critical Conditions Rider, Reliance Family Income Benefit Rider, Reliance Accidental Death and Total and Permanent Disablement Rider at an additional cost to enhance coverage. (comparepolicy.com)
-- Accidental Death will give your family 50 lacs — You get 1 crore (200 % of SA) incase of permanent disablement for life — you get 30 - 50 lacs in case of permanent but partial diability — Also you get another different kind of accidental related benefits! (jagoinvestor.com)
It helps the workmen as it bears the cost of treatment in the event any employee dies or causes permanent disablement due to any course of employment. (policybazaar.com)