The phrase "personal consolidation" means bringing together or organizing different aspects of your life, such as your finances, goals, or belongings, into a more efficient and manageable state. Full definition
Personal consolidation loans are advertised as a way to clean up credit card balances in exchange for a low monthly payment to the bank. (effectify.com)
If you have a limited amount of debt and a high credit score, you may be able to use do - it - yourself options like a credit card balance transfer or personal consolidation loan. (debtconsolidation.com)
Transferring your high interest credit card debt to a card with a lower rate or taking out a personal consolidation loan are two options to consider but homeowners also have a third choice in the form of a home equity loan. (smartasset.com)