It may be in your interest to consider if personal disability insurance could be relevant for you. (compareinsurancesonline.ca)
If your employer does not offer this coverage, or if you are self - employed, you can buy personal disability insurance. (trustedchoice.com)
Accidental death and invalidity: Offers a lump - sum payout to the insured for personal disability or to their survivors in the event of accidental death. (bankrate.com)