The single most significant financial lever that individuals control directly is their management of personal expenditures. (financialplannerpasadena.com)
Do not close your credit cards after you have them paid off... trust me this was a mistake I made but do not use them for personal expenditures unless you have the self control to pay them off every month. (biggerpockets.com)
McCall's daughter, Marci, was hired by Verizon, which received such a letter, but was subsequently fired for using her company credit card to pay for substantial personal expenditures. (nystateofpolitics.com)