You also need to have $ 25,000 for physical property damage that occurs as a result of the accident. (carinsurancequote.net)
It not only can cover physical property damage to the vehicles involved in an accident, but it pays medical expenses for physical injuries sustained in the accident. (generalliabilityinsure.com)
If you hit someone else, then your liability insurance will pay for their medical bills, funeral expenses, and auto or other physical property damage that you caused. (insuranceproviders.com)