If the insured person suffers from total loss of baggage during the period of journey the company will reimburse the amount up to the limit of the cover as mentioned in policy documents. (policybazaar.com)
So, it is essential to inform your spouse or family about the policy and keep a copy of policy document in a place that is easily accessible. (policybazaar.com)
Original policy documents for insurance, such as life, home or health. (cnbc.com)