Policy premiums are adjustable as long as there is sufficient cash value to cover policy expenses. (termland.com)
If you want permanent insurance and also want the ability to use the cash value to invest in the financial markets, you'll likely have to pay more in policy expenses. (insuranceandestates.com)
Surrender of the policy within the first five to 10 years may result in considerable loss because surrender values reflect the insurance company's recovery of sales commissions and initial policy expenses. (thinkadvisor.com)