That's quite a range of possible disabilities, and it sets a high bar for designing eLearning that can accommodate the widest possible number of learners and instructors. (elearningindustry.com)
Personally, I think that people should plan for their own possible disability, and it not be something that the government covers. (alephblog.com)
This is also a good place to plan for possible disability, life, and miscellaneous insurance needs. (inc.com)