The bank publicly posts the interest rates on its loans, providing numbers that other banks tend not to reveal until you sit down with a banker. (valuepenguin.com)
If discounted five - year posted interest rates go up to 5 % in the next five years — an increase that's not out of the realm of possibility — then you would pay $ 2,249 per month (based on a 5 % five - year fixed rate for a 25 year amortization on a $ 405,000 home, with 5 % down). (moneysense.ca)
So the accruals to the portfolio add stability and earnings post the interest rate movement period. (vipinkhandelwal.com)