Return of premium life insurance policies do just what they say: When the policy is up, the premiums paid over the previous decades are returned to the policyholder. (policygenius.com)
A financial advisor may propose a single premium life insurance policy instead of a policy that requires annual premiums, typically to high end clients. (lifeant.com)
Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments. (valuepenguin.com)