They require a 3 percent minimum down payment, have interest rates varying by borrower credit score and loan term, and mortgage insurance premiums set by loan - to - value. (blog.compmort.com)
Going gourmet with universal or whole may sound tasty, but will the higher premiums set you back in the long run? (quickquote.com)
Remember, you determine the amount of the premiums paid into the policy, the amount has to at least meet the minimum premium set by the life ins. (answers.com)