If you weren't insured at the time of the alleged malpractice, prior acts coverage generally won't cover the claim. (lawyerist.com)
The same is true if you are switching insurance companies: do so before your policy expires and you should have no problems maintaining prior acts. (workingre.com)
The vast majority of inspectors have Claims Made policies and most of the recognized home inspector programs provide prior acts free for qualified applicants. (workingre.com)