Big data is still in its infancy, but early developments show the potential to accurately predict consumers» lending risk, even without prior credit history. (veteransunited.com)
Fortunately, that last bit is not always true — there are ways of opening a line of credit without any prior credit history. (valuepenguin.com)
Without any prior credit history, immigrants may also need to rely on secured credit cards. (valuepenguin.com)