If you want to merge federal loans, you will have to turn to other lenders for private student loan refinancing and consolidation. (lendedu.com)
To get started with refinancing your student loans, you will first want to look into some of the top private student loan refinancing lenders. (studentloans.net)
If your credit checks up, it is possible to get a lower student loan interest rate around 3 percent through private student loan refinancing. (lendedu.com)