Debt can be seductive, but as you approach retirement it's critical to only borrow for productive purposes like buying a home or other appreciating asset. (moneysense.ca)
Good debt is when the money can be used for productive purposes — actively working to create value over and above the funds due to the lender. (allfinancialmatters.com)
The remainder of the land can be used for a variety of other productive purposes, including livestock grazing, agriculture, highways, and hiking trails [2]. (ucsusa.org)