Most ART policies can be renewed up to age 95 without proof of good health by simply paying premiums. (termland.com)
At the end of your initial term period, some companies may allow you to extend your policy for another specified level period but this almost always requires proof of good health. (termland.com)
Reduced or refused insurance coverage can be restored by written request with proof of good health and compliance with other requirements. (navymutual.org)