The rider allows the purchase of additional coverage without proof of insurability at specific ages, or alternatively, on certain special occasions such as marriage or the birth of a child. (termlife2go.com)
Guaranteed Insurability Rider: allows you to increase your disability policy coverage by purchasing additional amounts of coverage without requiring proof of insurability. (termlife2go.com)
The GI rider is useful to an insured because it allows them to increase their policy's death benefit without providing proof of insurability. (lifeinsuranceblog.net)