For proper risk assessment, the loan to value ratio must be calculated. (mortgagebrokerstore.com)
Clients who seek such loans often have low scores, heightening the need for proper risk assessment if a lender hopes to make significant profits. (mortgagebrokerstore.com)
«The risk is quite high that you're facing because you are dealing with depositors» funds but you don't know who they (borrowers) are, and you don't know where they live, so we (government) basically said you need to at least put these fundamentals in place before you can really expect a sustainable decline in interest rates that can be driven by proper risk assessment through credit rating agencies and so on. (ghanapoliticsonline.com)