Property damage limits of $ 15,000, $ 25,000, $ 50,000 and higher are generally available for an additional premium. (dfs.ny.gov)
This translates to a $ 25,000 limit on bodily damage, $ 50,000 limit to all parties involved, and $ 25,000 for property damage limits. (4autoinsurancequote.com)
Furthermore, if you drive an expensive or new vehicle, then you might want to look at higher property damage limits in order to pay for the full costs to replace your car. (carinsurancequote.net)